Credit Scoring models determine the financial risk associated with a customer signing or extending a telecommunication services contract. Credit Scoring gains special significance in the case of subsidized customer acquisition, when the special price of the telephone is the key factor, and the return period for the investment into the newly acquired customer is long.

We offer credit scoring models which predict the risk that customers will not fulfill their financial obligations. The risk information is available at an early stage, before the contract is signed. This gives the opportunity of taking precautionary measures, such as requesting high deposits from customers with elevated risk factors, or limiting their access to additional costly services, like roaming connections or connections with premium numbers.

Proper treatment of customers characterized by elevated risk of discontinuing payments provides the means of significantly lowering financial losses and decreases potential debt recovery costs.