The need to minimize the risk of making incorrect business decisions (e.g. granting a credit to insolvent customers) or improving the overall decision-making process creates the demand for a scoring system application.

StatConsulting's comprehensive offer includes implementing the scoring system as well as conducting the analytical project of scoring models development. The scoring system comprises a decision module and tools supporting the decision making processes and workflow. Communication interfaces enable integration with other IT systems in the company as well as connection with external data sources. Our scoring system solutions not only significantly decrease customer processing time but also improve the accuracy of the decisions made.

Furthermore, thanks to its flexibility, the scoring system can be scaled up and adjusted to the individual needs of the client and company-specific operations.

Depending on the business application we provide:

• Applicational StatC Engine – a versatile scoring system solution,
• Transactional StatC Engine – a system dedicated to transactional data scoring projects.

Business application areas

• Credit application evaluation
• application Credit Scoring,
• detection of frauds concerning credit applications.
• Debt collection
• optimization of collection processes,
• process support by providing information about the debtor's susceptibility to particular debt collection stages and collection operations.
• Transactional data assessment
• fraud detection in credit card transactions,
• detection of fraudulent/untypical transactions (e.g. concerning money laundering).
• Analytical CRM
• BTL campaign targeting,
• churn analysis – calculating the probability that a customer will stop using the company's services,
• fraud detection within loyalty programs,
• marketing and sales campaigns.
• Other tasks requiring efficient on-line and off-line data transformation.